Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #7805627
Complaint Overview
Complaint ID: 7805627
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Florida
ZIP Code: 33626
Date Received: 2023-11-05T12:00:00-05:00
Date Sent to Company: 2023-11-05T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX is reporting invalidated information about me, XXXX has never responded to any debt validation request and has never proven to have loaned consumer any money. XXXX has not provided a full account number nor any lawful binding conspicuous contract between consumer and XXXX XXXX. Monthly statements which are in the positive does not prove a debt exist. XXXX is reporting this invalidated negative information just because XXXX XXXX and their debt collection law firm are claiming the debt exist but have never responded to any of my debt validation request which is proof of XXXX XXXX unwillingness to validate. This is all truth and fact as XXXX XXXX has no proof of any information requested.
Frequently Asked Questions
What is Complaint #7805627 about?
Complaint #7805627 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2023-11-05T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.