Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #7805088

Complaint Overview

Complaint ID: 7805088

Company: Capital One Financial Corporation

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Credit inquiries on your report that you don't recognize

State: New York

ZIP Code: 11432

Date Received: 2023-11-05T12:00:00-05:00

Date Sent to Company: 2023-11-05T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I have a number of inquiries from this bank that I did not make. As a former loan consultant I know better to make these amount of inquiries even thought they are soft inquiries. My credit score has dropped from XXXX - XXXX kargeky because of the amount of credit inquiries from these companies listed below. this is what it looks like on my credit report I have never made all these inquiries XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review XXXX XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX XXXX XXXX XXXX XXXXXXXX XXXX XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX XXXX Account Review Inquiry XX/XX/XXXXXXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review InquirXXXX XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX XXXX XXXX XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review XXXX XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XXXX XXXX, XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XXXX XXXX, XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XXXX XXXX XXXX XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XXXX XXXX XXXX XXXX XXXX Account Review Inquiry XXXX XXXX, XXXX CAPITAL XXXX XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX XXXX XXXX XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE NXXXX XXXX Account Review Inquiry XX/XX/XXXX XXXX Account Review Inquiry XX/XX/XXXXXXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX XXXX XXXX XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX XXXX XXXX Soft Inquiry XX/XX/XXXX XXXX Account Review Inquiry XX/XX/XXXXXXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX XXXX Account Review Inquiry XX/XX/XXXX CAPITAL ONE XXXX XXXX Account Review Inquiry XX/XX/XXXX XXXX XXXX Soft Inquiry XX/XX/XXXX XXXX XXXX XXXX XXXX Soft Inquiry I have been working for several years to bring financial health to my credit report for purchasing. This with a host of other errors has brought, y XXXX to XXXX capital one

Frequently Asked Questions

What is Complaint #7805088 about?

Complaint #7805088 was filed against Capital One Financial Corporation regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2023-11-05T12:00:00-05:00.

How did Capital One Financial Corporation respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Capital One Financial Corporation?

Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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