Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #7803140

Complaint Overview

Complaint ID: 7803140

Company: Experian Information Solutions INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Account information incorrect

State: California

ZIP Code: 91304

Date Received: 2023-11-04T12:00:00-05:00

Date Sent to Company: 2023-11-04T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

You report inaccurate debt information to my credit file. Please stop. Per terms of the contract there was a surplus of escrow funds for a year. The escrow was canceled XX/XX/2022 prior to purchase and XX/XX/2022 after purchase. But u continued to illegally hold escrow money and breach the contract by not refunding that amount to me. U are a thief and criminal. XXXX breached and then published inaccurate info on my credit file like its not illegal. It is illegal. It is in dispute. I beg u to stop reporting fake info on my credit file. The payment per month was NEVER with escrow. Please stop. No escrow payment is {$2100.00} not {$2700.00}. U stole that money from me for a year.

Frequently Asked Questions

What is Complaint #7803140 about?

Complaint #7803140 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2023-11-04T12:00:00-05:00.

How did Experian Information Solutions INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Experian Information Solutions INC.?

Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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