Checking or savings account -- Problem with a lender or other company charging your account -- Complaint #7802882

Complaint Overview

Complaint ID: 7802882

Company: Chime Financial INC

Product: Checking or savings account

Sub-Product: Checking account

Issue: Problem with a lender or other company charging your account

Sub-Issue: Transaction was not authorized

State: Tennessee

ZIP Code: 374XX

Date Received: 2023-11-04T12:00:00-05:00

Date Sent to Company: 2023-11-04T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Chime is the absolute worst as they have denied my claims at the last minute of issuance of provisional credit multiple times even though they have plenty of evidence to charge back the merchant. This is over $ XXXX and they do not care one bit. I am at a total loss and this fake bank needs to be out of business as they have the worst service and are a fraudulent organization

Frequently Asked Questions

What is Complaint #7802882 about?

Complaint #7802882 was filed against Chime Financial INC regarding Checking or savings account specifically about Problem with a lender or other company charging your account. It was received by the CFPB on 2023-11-04T12:00:00-05:00.

How did Chime Financial INC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Chime Financial INC?

Yes, visit the Chime Financial INC company profile at readthecomplaint.com/company/chime-financial-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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