Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #7802576
Complaint Overview
Complaint ID: 7802576
Company: American Finance LLC
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Delaware
ZIP Code: 19720
Date Received: 2023-11-04T12:00:00-05:00
Date Sent to Company: 2023-11-04T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
15 USC 1681 Obtaining Information Under False Pretenses states any person knowingly and willfully obtains on a consumer from a consumer reporting agency under false pretenses shall be fined under the title 18, Imprisoned for not more than 2 years, or both.
Frequently Asked Questions
What is Complaint #7802576 about?
Complaint #7802576 was filed against American Finance LLC regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2023-11-04T12:00:00-05:00.
How did American Finance LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against American Finance LLC?
Yes, visit the American Finance LLC company profile at readthecomplaint.com/company/american-finance-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.