Debt collection -- Attempts to collect debt not owed -- Complaint #7800256

Complaint Overview

Complaint ID: 7800256

Company: Rowland Avenue Management, INC. A/Ka Columbia Debt Recovery, LLC D/B/A Genesis

Product: Debt collection

Sub-Product: Rental debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was paid

State: Texas

ZIP Code: 75034

Date Received: 2023-11-03T12:00:00-05:00

Date Sent to Company: 2023-11-03T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I applied for an apartment online with XXXX corners apartment XXXX i used my XXXX debit card thy charged me {$220.00} in Texas they take their money first for the application and admin fee. i went on about my life and the other apartment i applied for i got so i moved their fast forward XX/XX/2023, somehow, I'm in collections for a debt that was paid up front however i didn't know I was in collections till XX/XX/2023 when I applied for another apartment. they told me that i owed for back rent to Columbia debt collections dba as genesis. i asked them for the information they gave it to me so i called them an told this this was not correct i paid the original owner i had the receipt and my bank statements to prove it. they told me i wrote a check and i owed {$150.00} it bounced and i stated i do not owe and i never wrote a check and i know for a fact they got paid i sent in the recepit and they still say i owe them {$150.00} when i ask how did they get that amount when the original debt i paid upfront was {$220.00} they can't tell me i need this removed from my record as this information is not vaild.they are knowing breaking consumer law

Frequently Asked Questions

What is Complaint #7800256 about?

Complaint #7800256 was filed against Rowland Avenue Management, INC. A/Ka Columbia Debt Recovery, LLC D/B/A Genesis regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-11-03T12:00:00-05:00.

How did Rowland Avenue Management, INC. A/Ka Columbia Debt Recovery, LLC D/B/A Genesis respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Rowland Avenue Management, INC. A/Ka Columbia Debt Recovery, LLC D/B/A Genesis?

Yes, visit the Rowland Avenue Management, INC. A/Ka Columbia Debt Recovery, LLC D/B/A Genesis company profile at readthecomplaint.com/company/rowland-avenue-management-inc-a-ka-columbia-debt-recovery-llc-d-b-a-genesis to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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