Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #7788478
Complaint Overview
Complaint ID: 7788478
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: Florida
ZIP Code: 336XX
Date Received: 2023-11-01T12:00:00-05:00
Date Sent to Company: 2023-11-01T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to formally dispute the accuracy of certain information on my TransUnion credit report, as well as to express my concerns regarding TransUnion 's failure to respond to my initial contact on XX/XX/XXXX. As a responsible consumer, I believe that TransUnion is bound by federal laws and regulations, including the Fair Credit Reporting Act ( FCRA ), to ensure the accuracy of the information reported on my credit profile. On XX/XX/XXXX, I contacted TransUnion to address the following inaccuracies on my credit report, and as of today, I have not received a response. The details of the incorrect information and the required corrections are as follows : The following account was never late : Creditor : XXXX Account # : XXXX Date Opened : XX/XX/XXXXXXXX Balance : {$16000.00} Please correct/update this inaccurate information on my credit report. The following account is not mine : Creditor : DEPTEDXXXX Account Number : XXXX Date Opened : XX/XX/XXXXXXXX High Credit : {$3500.00} Please remove it from my credit report. The following account is not mine : Creditor : DEPTEDXXXX Account Number : XXXX Date Opened : XX/XX/XXXXXXXX High Credit : {$2000.00} Please remove it from my credit report. The information indicated on the XXXX account ( Date Opened : XX/XX/XXXX, Balance : {$390.00} ) is imprecise. The Balance of {$390.00} that you state for this account is higher than the amount that I remember. You should remove the amount indicated in the Past Due section because this account has a closed and charged-off status. I plan to have a conversation with the creditor of this account to clarify all of the reported data. Until the appropriate corrections are made, please mark this account as disputed. The following account is not mine : Creditor : DEPTEDXXXX Account Number : XXXX Date Opened : XX/XX/XXXXXXXX High Credit : {$3500.00} Please remove it from my credit report. The following account is not mine : Creditor : DEPTEDXXXX Account Number : XXXX Date Opened : XX/XX/XXXXXXXX High Credit : {$6000.00} Please remove it from my credit report. The following account is not mine : Creditor : DEPTEDXXXX Account Number : XXXX Date Opened : XX/XX/XXXXXXXX High Credit : {$2000.00} Please remove it from my credit report. The following account is not mine : Creditor : DEPTEDXXXX Account Number : XXXX Date Opened : XX/XX/XXXXXXXX High Credit : {$4500.00} Please remove it from my credit report. The following account is not mine : Creditor : DEPTEDXXXX Account Number : XXXX Date Opened : XX/XX/XXXXXXXX High Credit : {$2000.00} Please remove it from my credit report. The following account is not mine : Creditor : DEPTEDXXXX Account Number : XXXX Date Opened : XX/XX/XXXX High Credit : {$5500.00} Please remove it from my credit report.
Frequently Asked Questions
What is Complaint #7788478 about?
Complaint #7788478 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2023-11-01T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.