Debt collection -- Took or threatened to take negative or legal action -- Complaint #7788359

Complaint Overview

Complaint ID: 7788359

Company: Advanced Recovery Systems, INC.

Product: Debt collection

Sub-Product: Medical debt

Issue: Took or threatened to take negative or legal action

Sub-Issue: Sued you in a state where you do not live or did not sign for the debt

State: Mississippi

ZIP Code: 38654

Date Received: 2023-11-01T12:00:00-05:00

Date Sent to Company: 2023-11-02T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I did not receive any information regarding owing the original creditor or collection agency. I receive so many Robo calls I'm unsure if at some point if that is how they attempted to contact me. I had XXXX in TN but paid upfront for the cost. I received notification that I was being sued by the collection agency in the state of XXXX where I reside. This particular collection is also not listed on my credit report so I did not know this was something I needed to handle. They are staring that I am accruing interest daily and I am struggling with inflation and XXXX kids already. Please assist on how I can handle this.

Frequently Asked Questions

What is Complaint #7788359 about?

Complaint #7788359 was filed against Advanced Recovery Systems, INC. regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2023-11-01T12:00:00-05:00.

How did Advanced Recovery Systems, INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Advanced Recovery Systems, INC.?

Yes, visit the Advanced Recovery Systems, INC. company profile at readthecomplaint.com/company/advanced-recovery-systems-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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