Debt collection -- Electronic communications -- Complaint #7782656
Complaint Overview
Complaint ID: 7782656
Company: Experian Information Solutions INC.
Product: Debt collection
Sub-Product: Rental debt
Issue: Electronic communications
Sub-Issue: Frequent or repeated messages
State: Georgia
ZIP Code: 30080
Date Received: 2023-10-30T12:00:00-05:00
Date Sent to Company: 2023-10-30T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Company : XXXX XXXX XXXX XXXX ( Original Creditor XXXX XXXX ) Account Number:XXXX I requesting the Original Consumer Contract with my signature on it. According to the Fair Credit Reporting Act, Section 609 ( a ) ( 1 ) ( A ), Section 611 ( 5 ) ( A ), you are required by federal law to verify through the physical verification of the original signed consumer contract-any and all accounts you post on a credit report. Otherwise, anyone could fax, mail, or email in fraudulent account. I demand to see Verifiable Proof ( an original Consumer Contract with my Signature on it ) from the account listed above. Under the FCRA, unverified accounts must be removed if you are unable to provide me a copy of verifiable proof. Promptly DELETE all information if you are unable to provide me a copy of my request.
Frequently Asked Questions
What is Complaint #7782656 about?
Complaint #7782656 was filed against Experian Information Solutions INC. regarding Debt collection specifically about Electronic communications. It was received by the CFPB on 2023-10-30T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.