Debt collection -- Written notification about debt -- Complaint #7777773

Complaint Overview

Complaint ID: 7777773

Company: Summit A*R, INC.

Product: Debt collection

Sub-Product: I do not know

Issue: Written notification about debt

Sub-Issue: Didn't receive enough information to verify debt

State: Minnesota

ZIP Code: 55337

Date Received: 2023-10-30T12:00:00-05:00

Date Sent to Company: 2023-10-30T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

They are reporting an account on my credit report without notifying me, I sent them a validation letter last year and they never sent a response, as they didn't, I asked them to stop collecting and reporting, I don't pay anything that is not proven, now in my report it comes out that they have reported this incomplete account, there is no date of my last payment and they say overdue by default this account is overdue.

Frequently Asked Questions

What is Complaint #7777773 about?

Complaint #7777773 was filed against Summit A*R, INC. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2023-10-30T12:00:00-05:00.

How did Summit A*R, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Summit A*R, INC.?

Yes, visit the Summit A*R, INC. company profile at readthecomplaint.com/company/summit-a-r-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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