Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #7777292
Complaint Overview
Complaint ID: 7777292
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: Texas
ZIP Code: 77019
Date Received: 2023-10-30T12:00:00-05:00
Date Sent to Company: 2023-10-30T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX, Apt XXXX XXXX, TX XXXX Email : XXXX Date : XX/XX/2023 Equifax Information Services LLC XXXX XXXX XXXX XXXX, GA XXXX CC : Consumer Financial Protection Bureau Dear XXXX XXXX XXXX write to express my acute frustration and disappointment with your flagrant mishandling of my previous request. Your egregious errors have not only violated Section 611 ( 15 U.S.C. 1681i ) and Section 623 ( 15 U.S.C. 1681s-2 ) of the Fair Credit Reporting Act ( FCRA ), but they have also put me at a significant financial disadvantage, causing unnecessary stress and emotional turmoil. The accounts I demanded to be added are as follows : XXXX. XXXX - [ XXXX ] XXXX. XXXX XXXX BANK - [ XXXX ] XXXX. CAPITAL XXXX - [ XXXX ] XXXX. CAPITAL XXXX - [ XXXX ] XXXX. XXXX XXXX- [ XXXX ] XXXX. CAPITAL XXXX - [ XXXX ] XXXX. XXXX XXXX - [ XXXX ] XXXX. XXXX XXXX BANK - [ XXXX ] XXXX. SYNCB/AMAZON PLCC XXXX XXXX XXXX ] XXXX. XXXX BANK - [ XXXX ] XXXX. XXXX XXXX XXXX - [ XXXX ] XXXX. XXXX BANK - [ XXXX ] XXXX. XXXX OF XXXX / XXXX - [ XXXX ] XXXX. XXXX OF XXXX / XXXX - [ XXXX ] XXXX. XXXX OF XXXX / XXXX - [ XXXX ] XXXX. XXXX OF XXXX / XXXX - [ XXXX ] The failure to include these accounts in my credit report adversely impacts my creditworthiness, hampers my financial planning, and obstructs my eligibility for loans and credit applications. This is an unacceptable and grievous error, which I demand be corrected immediately. I insist upon the following : XXXX reinstatement and addition of all the accounts listed above. Written confirmation acknowledging this correction. An updated copy of my credit report reflecting these changes, as per FCRA Section XXXX. Failure to comply within the XXXX FCRA-mandated window XXXX force me to escalate this issue by filing formal complaints with the Consumer Financial Protection Bureau XXXX CFPB XXXX and pursuing all available legal remedies under Sections XXXX and XXXX ( XXXX U.S.C. XXXX and XXXX ) of the FCRA. This is your final opportunity to resolve this before I take further legal action. I expect immediate and effective resolution. Sincerely, XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #7777292 about?
Complaint #7777292 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2023-10-30T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.