Debt collection -- Attempts to collect debt not owed -- Complaint #7729250

Complaint Overview

Complaint ID: 7729250

Company: Ccs Financial Services, INC.

Product: Debt collection

Sub-Product: Telecommunications debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was result of identity theft

State: Pennsylvania

ZIP Code: 17602

Date Received: 2023-10-19T12:00:00-05:00

Date Sent to Company: 2023-10-19T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I was made aware that my personal information was stolen on a data breach, I've since been taking action with the bureaus to remove many things from my credit reports including over XXXX inquires, XXXX addresses, etc. This debt was found and I never received any information about it, the address it is under I never resided and I can't get it off my report because of this collector. I've disputed the debt two times now asking for verification or validation of such debt and I've yet to hear a word from this company. I asked to see the original signed contract, any agreement I had for them to post this on my report, anything and have received nothing.

Frequently Asked Questions

What is Complaint #7729250 about?

Complaint #7729250 was filed against Ccs Financial Services, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-10-19T12:00:00-05:00.

How did Ccs Financial Services, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Ccs Financial Services, INC.?

Yes, visit the Ccs Financial Services, INC. company profile at readthecomplaint.com/company/ccs-financial-services-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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