Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #7714894
Complaint Overview
Complaint ID: 7714894
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Texas
ZIP Code: 75051
Date Received: 2023-10-16T12:00:00-05:00
Date Sent to Company: 2023-10-16T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
In accordance with the Fair Credit Reporting act. The List of accounts below has violate d my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. ATTYGENERL Child support with account # XXXX opened on XX/XX/XXXX and a balance of {$350.00}. XXXX XXXX account with account # XXXX opened on XX/XX/XXXX and a balance of {$0.00}. XXXX Auto Loan with account # XXXX opened on XX/XX/XXXX and a balance of {$11000.00}. XXXX account with account # XXXX opened on XX/XX/XXXX and a balance of {$1000.00}. Collection account from XXXX with account # XXXX and a balance of {$3800.00}. The original creditor is XXXX XXXX. XXXX Unsecured loan with account # XXXX opened on XX/XX/XXXX and a balance of {$170.00}. XXXXXXXX XXXX Unsecured loan with account # XXXX opened on XX/XX/XXXX and a balance of {$0.00}. XXXX Unsecured loan with account # XXXX opened on XX/XX/XXXXXXXX and a balance of {$2600.00}. XXXX Line of credit with account # XXXX opened on XX/XX/XXXX and a balance of {$0.00}. Collection account from XXXX with account # XXXX and a balance of {$650.00}. The original creditor is XXXX XXXX Collection account from XXXX with account # XXXX and a balance of {$1700.00}. The original creditor is XXXX XXXX. XXXX Unsecured loan with account # XXXX opened on XX/XX/XXXX and a balance of {$0.00} XXXX XXXX XXXX XXXX Lease with account # XXXX opened on XX/XX/XXXXXXXX and a balance of {$310.00}. XXXX XXXXXXXX Unsecured loan with account # XXXX opened on XX/XX/XXXX and a balance of {$260.00}. Collection account from XXXX XXXX XXXX XXXX with account # XXXX and a balance of {$890.00}. The original creditor is XXXXXXXX XXXX XXXX I couldn't apply for any loans because of these negative items on my report which shouldn't be there
Frequently Asked Questions
What is Complaint #7714894 about?
Complaint #7714894 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2023-10-16T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.