Credit reporting or other personal consumer reports -- Identity theft protection or other monitoring services -- Complaint #7714228
Complaint Overview
Complaint ID: 7714228
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Other personal consumer report
Issue: Identity theft protection or other monitoring services
Sub-Issue: Problem canceling credit monitoring or identify theft protection service
State: Illinois
ZIP Code: 60419
Date Received: 2023-10-17T12:00:00-05:00
Date Sent to Company: 2023-10-17T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Equifax date privacy security breach affected XXXX XXXX Americans. The effect of Equifax security privacy breach has caused me irreparable harm and an imminent XXXX of danger, now and for XXXX imminent XXXX of my identity. This breach caused sensitive personal information such as ALL NINE of my social security number with many names, birthday, and all address. This is a violation of statutory and common, law violations, under federal and state law violations of the FCRA, and Georgia Fair Business Practices Act. Alledgelly this could only come from a person or persons inside, Equifax data privacy SECURITY TEAM who are masquerading as workers.but who are real hackers, Alledgelly. Or his information was sold by higher ups in the company who had security clearance to a second and third party as an inside job. MY information was sold on the black Webb to hackers. Equifax also issued wrong Credit Scores to me and millions of customers, including me, and caused me higher interest rates, denied auto and loans, due to a coding issue. Errors on my credit report lowered my score, this was done deliberately, wontly, without warning. I have been subject to XXXX discrimination because of my said skin color, by rejection of auto loans of MY OWN CREDIT this is a violation of Title 15 subsection 1611 - False and misleading, Denial of my own credit, the Underwrites also plays a part in those denial. The XXXX Disparities has caused irreparable harm, by using inaccurate, information, mixing files, furnishing accounts without my written instruction. This is also a violation of the department policy, this is FCRA and CFPB violations which is frequently willful intent, by XXXX or more officials. More importantly being subject to XXXX Discrimination and XXXX Disparities by Equifax and security breach of all my information, as those of the XXXX XXXX Americans, that my social security number information was sold to foreign company 's overseas on the black-market endless Webb as well.,
Frequently Asked Questions
What is Complaint #7714228 about?
Complaint #7714228 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Identity theft protection or other monitoring services. It was received by the CFPB on 2023-10-17T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.