Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #7700622
Complaint Overview
Complaint ID: 7700622
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Maryland
ZIP Code: 21114
Date Received: 2023-10-15T12:00:00-05:00
Date Sent to Company: 2023-10-15T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
TRANSUNION is obligated by the FCRA to report accurate information as it relates to consumer reporting. Please be advised that the inquiries from XXXX and XXXX XXXX are being reported are FRAUD. This is identity theft, as I did not give said companies written authorization to add any inquiries to my credit report. TRANSUNION has 4 days to remove the inquiries pursuant to 15 U.S. Code 1681c2 -Block of information resulting from identity theft In addition, this is a violation of 15 U.S. Code 1681b - Permissible purposes of consumer reports. I am requesting that TRANSUNION provide the documentation used to determine that the inquiries were indeed authorized by XXXX XXXX, the consumer. TRANSUNION will need to provide me with the person to whom they spoke, the documentation used, and signed authorization with my wet ink signature. If TRANSUNION does not have the documentation to show these inquiries were in fact authorized, it must be removed ASAP. The inquiries reported are adverse and derogatory in fact and in principle, and their reporting is in violation of 15 U.S. Code 1681c - Requirements relating to information contained in consumer.
Frequently Asked Questions
What is Complaint #7700622 about?
Complaint #7700622 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2023-10-15T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.