Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #7698835
Complaint Overview
Complaint ID: 7698835
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: California
ZIP Code: 90028
Date Received: 2023-10-14T12:00:00-05:00
Date Sent to Company: 2023-10-15T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
1. **42 USC 408** : If TransUnion improperly handled Social Security numbers , such as using them without proper authorization or for purposes not permitted under the law, it could potentially be in violation of this statute. 2. **15 USC 1602** : This is part of the Truth in Lending Act. If TransUnion misrepresented credit terms or failed to provide necessary disclosures, it could be in violation of this statute. 3. **USC 3-104** : This code defines what constitutes a negotiable instrument. It's unclear how this would apply to TransUnion unless there's an issue with a specific financial instrument at play. For example, if TransUnion were to issue a negotiable instrument that doesn't meet the requirements outlined in this statute, it could potentially be in violation.
Frequently Asked Questions
What is Complaint #7698835 about?
Complaint #7698835 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2023-10-14T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.