Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #7697896

Complaint Overview

Complaint ID: 7697896

Company: Lci Acquisition INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Reporting company used your report improperly

State: Ohio

ZIP Code: 45011

Date Received: 2023-10-14T12:00:00-05:00

Date Sent to Company: 2023-10-14T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

XXXX, LCI Consumer Center, XXXX are reporting a bankruptcy On my credit report and they have put in the date of furniture that the XXXX BANKRUPTCY XXXX XXXX XXXX XXXXXXXX XXXX XXXX DIVISION which is false, attached is a copy of a letter from the US BANKRUPTCY COURT XXXX XXXX XXXX XXXX XXXX XXXX verifying and stating that they do not furnished information over to the credit bureaus or any credit monitoring services nor they verify or validate any information concerning Bankruptcies. XXXX, XXXX & XXXX are falsely stating this information on my credit reports and have yet removed this information from my credit reports.THE REPORTING REQUIREMENTS DO NOT COMPLY WITH FCRA {$610.00} ( 15 U.S.C. $ 1681I ). AND THE INFORMATION MUST BE DELETED IMMEDIATELY

Frequently Asked Questions

What is Complaint #7697896 about?

Complaint #7697896 was filed against Lci Acquisition INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2023-10-14T12:00:00-05:00.

How did Lci Acquisition INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Lci Acquisition INC.?

Yes, visit the Lci Acquisition INC. company profile at readthecomplaint.com/company/lci-acquisition-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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