Vehicle loan or lease -- Struggling to pay your loan -- Complaint #7694559
Complaint Overview
Complaint ID: 7694559
Company: Henley, Lotterhos & Henley, Pllc
Product: Vehicle loan or lease
Sub-Product: Loan
Issue: Struggling to pay your loan
Sub-Issue: Denied request to lower payments
State: Mississippi
ZIP Code: 39301
Date Received: 2023-10-13T12:00:00-05:00
Date Sent to Company: 2023-10-13T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
Collection agencies can not report old debt as new. If a debt is sold or put into collections, that is legally considered a continuation of the original date. It may show up multiple times on your credit report with different open dates, but they must all retain the same delinquency date. I notice that in my state after XXXX years a person can not be harassed by debt collectors for old debt and also garnishing someone pay for old debt XXXX years old debt but reporting it as it is new debt.
Frequently Asked Questions
What is Complaint #7694559 about?
Complaint #7694559 was filed against Henley, Lotterhos & Henley, Pllc regarding Vehicle loan or lease specifically about Struggling to pay your loan. It was received by the CFPB on 2023-10-13T12:00:00-05:00.
How did Henley, Lotterhos & Henley, Pllc respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Vehicle loan or lease) and describe your issue in detail.
Can I see other complaints against Henley, Lotterhos & Henley, Pllc?
Yes, visit the Henley, Lotterhos & Henley, Pllc company profile at readthecomplaint.com/company/henley-lotterhos-henley-pllc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.