Vehicle loan or lease -- Getting a loan or lease -- Complaint #7692917

Complaint Overview

Complaint ID: 7692917

Company: American Credit Acceptance, LLC

Product: Vehicle loan or lease

Sub-Product: Loan

Issue: Getting a loan or lease

Sub-Issue: Confusing or misleading advertising or marketing

State: Minnesota

ZIP Code: 55033

Date Received: 2023-10-12T12:00:00-05:00

Date Sent to Company: 2023-10-12T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: No

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I had to take my car in because i was having multiple issues wirh it. I vocolized this within the three month period XXXX XXXX with no results from it. But then as i drove it multiple more issues happened. And that was after the 90 day term. I was very confused and upset Bout all the issues i started to notice. I continued to XXXX the vehicle to. Mechanic with out any income of the situation. Then i resorted to looking in my owners XXXX. And thwre i found an invoice stating the the electrical issues needed to be assessed. I have it on the invoice from the XXXX XXXX. Which inturn could have been the whole problem from the start. So trying to fix it drained all my means to pay the payments. So i defaulted and tried to access the website to email them and my account was locked. Then they repossessed the vehicle.

Frequently Asked Questions

What is Complaint #7692917 about?

Complaint #7692917 was filed against American Credit Acceptance, LLC regarding Vehicle loan or lease specifically about Getting a loan or lease. It was received by the CFPB on 2023-10-12T12:00:00-05:00.

How did American Credit Acceptance, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was not timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Vehicle loan or lease) and describe your issue in detail.

Can I see other complaints against American Credit Acceptance, LLC?

Yes, visit the American Credit Acceptance, LLC company profile at readthecomplaint.com/company/american-credit-acceptance-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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