Debt collection -- Attempts to collect debt not owed -- Complaint #7690054

Complaint Overview

Complaint ID: 7690054

Company: Consumer Adjustment Company Incorporated

Product: Debt collection

Sub-Product: I do not know

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: Wisconsin

ZIP Code: 540XX

Date Received: 2023-10-12T12:00:00-05:00

Date Sent to Company: 2023-10-12T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

There was a net credit account on my credit report from XXXX. This was from a divorce and was resolved and the balance was roughly XXXX. In XX/XX/XXXX, I had a new account added to my credit for {$2700.00} for XXXX XXXX for net credit. This account is not mine and is for a completely different amount from the previous account.

Frequently Asked Questions

What is Complaint #7690054 about?

Complaint #7690054 was filed against Consumer Adjustment Company Incorporated regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-10-12T12:00:00-05:00.

How did Consumer Adjustment Company Incorporated respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Consumer Adjustment Company Incorporated?

Yes, visit the Consumer Adjustment Company Incorporated company profile at readthecomplaint.com/company/consumer-adjustment-company-incorporated to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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