Debt collection -- Attempts to collect debt not owed -- Complaint #7669218
Complaint Overview
Complaint ID: 7669218
Company: Experian Information Solutions INC.
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Florida
ZIP Code: 33157
Date Received: 2023-10-09T12:00:00-05:00
Date Sent to Company: 2023-10-09T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
The credit account listed on my credit file was opened without my consent. The account reported by XXXX XXXX has been reporting over 7years and had been sold to serveral collection agencies who are continuously reporting current dates, back dating this anccount and keeping the account re surfacing. I am not responsible for this account and this account should be deleted blocked/ not reported again to my Experian credit file. Legal action will be taken for this continued reported charged off account. Any account and inquiries associated with XXXX XXXX should be deleted immediately.
Frequently Asked Questions
What is Complaint #7669218 about?
Complaint #7669218 was filed against Experian Information Solutions INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-10-09T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.