Debt collection -- Attempts to collect debt not owed -- Complaint #7663869
Complaint Overview
Complaint ID: 7663869
Company: Harvard Collections, LLC
Product: Debt collection
Sub-Product: Telecommunications debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: New York
ZIP Code: 11203
Date Received: 2023-10-08T12:00:00-05:00
Date Sent to Company: 2023-10-08T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
the debt that a collection agency is attempting to collect from me, the debt is a result of identity theft. First and foremost, I want to emphasize that I have been a victim of identity theft from a XXXX data breach. I have strong reasons to believe that the debt being pursued by the collection agency is not incurred by me, as I have never engaged in any transactions or activities associated with the alleged debt. The information provided by the collection agency as well as the original creditor, specifically the statements of when the debt was used, does not serve as definitive proof that I am responsible for the debt. It is crucial to understand that the mere receipt of statements does not establish my involvement in the transactions.
Frequently Asked Questions
What is Complaint #7663869 about?
Complaint #7663869 was filed against Harvard Collections, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-10-08T12:00:00-05:00.
How did Harvard Collections, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Harvard Collections, LLC?
Yes, visit the Harvard Collections, LLC company profile at readthecomplaint.com/company/harvard-collections-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.