Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing issue -- Complaint #7663800
Complaint Overview
Complaint ID: 7663800
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Other personal consumer report
Issue: Problem with a company's investigation into an existing issue
Sub-Issue: Problem with personal statement of dispute
State: North Carolina
ZIP Code: 27889
Date Received: 2023-10-08T12:00:00-05:00
Date Sent to Company: 2023-10-08T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX In accordance with the Fair Credit Reporting Act ( FCRA ) as stipulated under 15 U.S.C. 1681n, I hereby request that TRANSUNION compensate me in the amount of {$3000.00} for each unauthorized inquiry and violation present on my credit profile, not a non-monetary relief. Furthermore, I demand that TRANSUNION formally recognize and admit to the breach of the FCRA, specifically under the provisions of 15 U.S.C. 1681a ( 2 ) ( K ). I expect written confirmation of this acknowledgment, accompanied by a comprehensive notice detailing the nature and extent of the violation. In addition, I would like to draw attention to 15 U.S.C. 16802, which further underscores the importance of transparent communication between credit reporting agencies and consumers. To ensure clarity and a mutual understanding of the resolution terms, I urge TRANSUNION to establish mechanisms that promote open and transparent communication between us.
Frequently Asked Questions
What is Complaint #7663800 about?
Complaint #7663800 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing issue. It was received by the CFPB on 2023-10-08T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.