Credit card -- Closing your account -- Complaint #7663491

Complaint Overview

Complaint ID: 7663491

Company: American Express Company

Product: Credit card

Sub-Product: General-purpose credit card or charge card

Issue: Closing your account

Sub-Issue: Company closed your account

State: Massachusetts

ZIP Code: 02138

Date Received: 2023-10-08T12:00:00-05:00

Date Sent to Company: 2023-10-08T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I received notification on XXXX XXXX that my account was closed. I called them on the same day, they said that it was likely a bug to be resolved within 48-72 hours. I called them about 5 days later, they said it was a bug and would resolve it. About 2 days after I called again and they said it was showing that it was due to a charge that had previously bounced - however that charge was related to a corporate/business account that bounced when XXXX collapsed and the company had to move accounts from XXXX. Also the account that bounced was for the business cards which AMEX left open, however, they decided to use that as an excuse to close my personal account. I have not heard back from them till date despite multiple promises to do so

Frequently Asked Questions

What is Complaint #7663491 about?

Complaint #7663491 was filed against American Express Company regarding Credit card specifically about Closing your account. It was received by the CFPB on 2023-10-08T12:00:00-05:00.

How did American Express Company respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against American Express Company?

Yes, visit the American Express Company company profile at readthecomplaint.com/company/american-express-company to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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