Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #7663207

Complaint Overview

Complaint ID: 7663207

Company: Guardian Capital Management Hawaii, LLC

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Account status incorrect

State: Hawaii

ZIP Code: 96706

Date Received: 2023-10-08T12:00:00-05:00

Date Sent to Company: 2023-10-25T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

To Whom It May Concern, I recently received the outcome of my disputes multiple times ( XXXX, XXXX, and XXXX ) and keeps coming back verified with new evidence submitted. I found that they are illegally reporting inaccurate, noncompliant, and false information about me. The following alleged account is listed as a collection with a PAST DUE BALANCE OF XXXX XXXX I have enclosed a paid off letter as a proof. XXXX XXXX XXXX XXXX XXXX Date Opened XXXX This is a violation of the FCRA and is also in violation of requisite XXXX XXXX Compliance reporting standards. By the provisions of the Fair Credit Reporting Act and per the standard of reporting compliance implemented with the XXXX enacted XXXX XXXX XXXX COMPLIANCE regulations. I have the right to a fair and accurate credit report, and you are required to remove any information that is not true, accurate. compliant, and verifiable. Thank you for your time and help at this matter. Sincerely, XXXX XXXX XXXX

Frequently Asked Questions

What is Complaint #7663207 about?

Complaint #7663207 was filed against Guardian Capital Management Hawaii, LLC regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2023-10-08T12:00:00-05:00.

How did Guardian Capital Management Hawaii, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Guardian Capital Management Hawaii, LLC?

Yes, visit the Guardian Capital Management Hawaii, LLC company profile at readthecomplaint.com/company/guardian-capital-management-hawaii-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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