Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #7646080

Complaint Overview

Complaint ID: 7646080

Company: Transunion Intermediate Holdings, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Personal information incorrect

State: Georgia

ZIP Code: 30213

Date Received: 2023-10-04T12:00:00-05:00

Date Sent to Company: 2023-10-04T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

1. In XX/XX/2022, the Plaintiff notified TransUnion LLC, and XXXX XXXX XXXX XXXX about him being a victim of identity theft, he also gave the them a copy of the police report and requested validation of the account. 2. The XXXX XXXX XXXX XXXX account is still being reported inaccurately, and incorrectly on my TransUnion credit report. Which means XXXX XXXX XXXX XXXX failed to provide timely and accurate information to me concerning the account in question, according to 12 CFR 1024.38. 3. XXXX XXXX XXXX XXXX deprived my rights by validating an inaccurate, and incorrect account with TransUnion to publish this account on his credit report. 4. XXXX XXXX XXXX XXXX also failed to validate the account with the third party XXXX XXXX XXXX. 5. Once I requested information in writing regarding the account that is published on my TransUnion credit report, XXXX XXXX XXXX XXXX denied the account in question and didnt provide any further information about the account, which they are in violation of 12 CFR 1024.36. 6. TransUnion failed to block the inaccurate XXXX XXXX XXXX XXXX account resulting from Identity Theft within 4 days.

Frequently Asked Questions

What is Complaint #7646080 about?

Complaint #7646080 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2023-10-04T12:00:00-05:00.

How did Transunion Intermediate Holdings, INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Transunion Intermediate Holdings, INC.?

Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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