Debt collection -- Attempts to collect debt not owed -- Complaint #7640763

Complaint Overview

Complaint ID: 7640763

Company: Cl Holdings LLC

Product: Debt collection

Sub-Product: Other debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: Texas

ZIP Code: 77090

Date Received: 2023-10-03T12:00:00-05:00

Date Sent to Company: 2023-10-03T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Jefferson Capital systems is reporting a account on my credit report that I am not aware of and they havent responded to me to show me proof of debt or if they are legally able to report account and or colllect on it. I have had my credit comprised it has been a victim of theft multiple times over the last few years for some reason. Ive written letters and received no response and they are reporting it on all my account.

Frequently Asked Questions

What is Complaint #7640763 about?

Complaint #7640763 was filed against Cl Holdings LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-10-03T12:00:00-05:00.

How did Cl Holdings LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Cl Holdings LLC?

Yes, visit the Cl Holdings LLC company profile at readthecomplaint.com/company/cl-holdings-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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