Student loan -- Struggling to repay your loan -- Complaint #7630908

Complaint Overview

Complaint ID: 7630908

Company: SLM Corporation

Product: Student loan

Sub-Product: Private student loan

Issue: Struggling to repay your loan

Sub-Issue: Can't temporarily delay making payments

State: New Mexico

ZIP Code: 88203

Date Received: 2023-09-30T12:00:00-05:00

Date Sent to Company: 2023-09-30T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

It all started in late XXXX. I have been learning programming since then, on and off looking either for a job or to earn income through self employment. In the meantime, my payments have been delayed as I haven't been able to pay for them. So far, most of my creditors have accommodated me. The XXXX exception however is Sallie Mae. I have called them XXXX times, telling them multiple times I can not consistently repay, or make payments monthly. I asked for forbearance multiple times, and like I said earlier, almost all other creditors, private or public have understood. I am trying my hardest to make an income, especially soon but I have reached a breaking point. I have called roughly I believe in XXXX, XXXX, XXXX and XXXX. Right now, I am supposedly over XXXX or so due, but after today, XX/XX/30, I will owe the full amount. The only reason I delayed it for this long is because I made XXXX payments both from my stimulus and tax return, in XXXX and in XXXX. Well, I will be unable to pay for a while. Garnish my non-existent wages for all I care, the worst financial provider in the country! I WILL PAY WHEN I CAN YOU LEECHES!

Frequently Asked Questions

What is Complaint #7630908 about?

Complaint #7630908 was filed against SLM Corporation regarding Student loan specifically about Struggling to repay your loan. It was received by the CFPB on 2023-09-30T12:00:00-05:00.

How did SLM Corporation respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Student loan) and describe your issue in detail.

Can I see other complaints against SLM Corporation?

Yes, visit the SLM Corporation company profile at readthecomplaint.com/company/slm-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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