Credit card -- Improper use of your report -- Complaint #7614224

Complaint Overview

Complaint ID: 7614224

Company: Cascade Ciss Holdings, LLC

Product: Credit card

Sub-Product: General-purpose credit card or charge card

Issue: Improper use of your report

Sub-Issue: Credit inquiries on your report that you don't recognize

State: Georgia

ZIP Code: 30019

Date Received: 2023-09-27T12:00:00-05:00

Date Sent to Company: 2023-09-27T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Request for Removal of Unrecognized Credit Inquiries I am writing to dispute and request the removal of certain credit inquiries from my credit report that I do not recognize or authorize. I have carefully reviewed my credit report, and I have identified the following inquiries that I believe to be erroneous : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Xactus-cp XXXX XXXX XXXX I have no knowledge of, nor have I ever applied for credit with the mentioned creditors on the specified inquiry dates. As a responsible consumer, I take my credit report seriously, and I am committed to maintaining its accuracy. I kindly request that you investigate these inquiries promptly and, if they are indeed unauthorized or inaccurate, remove them from my credit report as per my rights under the Fair Credit Reporting Act. I understand that you are obligated to investigate the disputed inquiries within 30 days, and I request that you provide me with written confirmation of the results of your investigation. Maintaining an accurate credit report is essential for my financial well-being, and I appreciate your prompt attention to this matter. Please do not hesitate to contact me if you require any further information or documentation to facilitate this investigation. Thank you for your assistance in resolving this issue.

Frequently Asked Questions

What is Complaint #7614224 about?

Complaint #7614224 was filed against Cascade Ciss Holdings, LLC regarding Credit card specifically about Improper use of your report. It was received by the CFPB on 2023-09-27T12:00:00-05:00.

How did Cascade Ciss Holdings, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Cascade Ciss Holdings, LLC?

Yes, visit the Cascade Ciss Holdings, LLC company profile at readthecomplaint.com/company/cascade-ciss-holdings-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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