Debt collection -- Took or threatened to take negative or legal action -- Complaint #7610012

Complaint Overview

Complaint ID: 7610012

Company: Harris & Harris, Ltd.

Product: Debt collection

Sub-Product: Medical debt

Issue: Took or threatened to take negative or legal action

Sub-Issue: Threatened or suggested your credit would be damaged

State: Ohio

ZIP Code: 43609

Date Received: 2023-09-26T12:00:00-05:00

Date Sent to Company: 2023-09-26T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I had a XXXX XXXX XXXX XXXX on XX/XX/XXXX. After returning to work in XXXX of XXXX I struggled to get back to normal, my job had moved me to another department where I endured harassment by the senior ranking associate, leading to me resigning as management did nothing about any reports I filed. I was without a job for over a year, during which time I worked with XXXXXXXX XXXX billing department to attempt to reduce the monthly payment I owed. In XXXX of XXXX, I reached out to a third-party company called Dollar For to assist me in advocating with XXXX billing to reduce the XXXX bill. Within the week of receiving my request, my billing statement with XXXX read a balance of XXXX dollars and I haven't heard or seen anything about it since, until I received a debt collectors notice that the company Harris & Harris Ltd. had sent on XX/XX/XXXX and I did not get in the mail until a week later. I made sure to file a dispute with Harris & Harris Ltd. as the letter I received had inferred that legal action would be taken if I didn't respond by XX/XX/XXXX. I also contacted my agent with Dollar For to ask their advice one more time as to what to do and they sent me the link to report it here.

Frequently Asked Questions

What is Complaint #7610012 about?

Complaint #7610012 was filed against Harris & Harris, Ltd. regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2023-09-26T12:00:00-05:00.

How did Harris & Harris, Ltd. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Harris & Harris, Ltd.?

Yes, visit the Harris & Harris, Ltd. company profile at readthecomplaint.com/company/harris-harris-ltd to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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