Debt collection -- Took or threatened to take negative or legal action -- Complaint #7598052
Complaint Overview
Complaint ID: 7598052
Company: Navient Solutions, LLC.
Product: Debt collection
Sub-Product: Private student loan debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: Alabama
ZIP Code: 361XX
Date Received: 2023-09-24T12:00:00-05:00
Date Sent to Company: 2023-09-24T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
I am revoking all rights, as power of attorney, I, XXXX, natural person, original creditor, power of attorney, XXXX ; only i can act on my behalf ; Navient has violated my Federally Protected consumer rights according to FCRA, as follows : 15 usc 1692 ( a ) states I have rights to privacy 15 usc 1691 ( b ) no permissible purpose, or written consent 15 usc 1692 ( g ) - Exhibit E 15 usc 1602 ( p ) unauthorized use-Exhibit D 15 usc 1692 ( j ) deceptive forms -Exhibit D 15 usc 1682 ( b ) no original creditor- Exhibit D 15 usc 1682 ( c ) no prior consent for alleged contract -Exhibit F 15 usc 1692 ( e ) ( 2 ) ( a ) - false representation if character amt. positive balance instead of neg.-Exhibit C ( times 5 ) 15 usc 1692 ( b ) ( 2 ) state no consumer owes any debt phasepast due -Exhibit C 15 usc 1637 ( 8 ) ( a ) opening open-end credit to consumer not obtaing age XXXX ; fact I was XXXX at the time-Exhibit B 15 usc 1666 ( b ) ( a ) treating payment late for any reason-Exhibit B 15 usc 1692 ( e ) ( 14 ) using another other name-Exhibit A They have negatively harmed my means ( rights granted ) for the use for personal, family, or household purposes ; by reporting negative, invalid information by unlawful using/obtaining my identity FOR : 5 FEDERALLYPROTECTED CONSUMER RIGHTS VIOLATIONS UNDER 15 USC 1692. AMOUNT : {$10.00}, XXXX DUE UPON RECEIPT. PAYMENT METHOD : PAY BY CHECK. 15 usc 1681 Civil liability 15 usc 1611 criminal liability For willful/knowingly violations which will impose fees, and/or imprisonment
Frequently Asked Questions
What is Complaint #7598052 about?
Complaint #7598052 was filed against Navient Solutions, LLC. regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2023-09-24T12:00:00-05:00.
How did Navient Solutions, LLC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Navient Solutions, LLC.?
Yes, visit the Navient Solutions, LLC. company profile at readthecomplaint.com/company/navient-solutions-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.