Student loan -- Dealing with your lender or servicer -- Complaint #7587197

Complaint Overview

Complaint ID: 7587197

Company: Edfinancial Services

Product: Student loan

Sub-Product: Federal student loan servicing

Issue: Dealing with your lender or servicer

Sub-Issue: Trouble with how payments are being handled

State: Massachusetts

ZIP Code: 02151

Date Received: 2023-09-21T12:00:00-05:00

Date Sent to Company: 2023-09-21T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: No

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Loan servicer EdFinancial is engaging in fraudulent activities, misrepresenting information, and not disclosing information regarding the repayment process for loans for borrowers with active Borrower 's Defense cases. EdFinancial is purposely misleading borrower 's in order to pro-long the period in which interest will accrue on the loans they are servicing. See attachment for full explanation of issue explained to FSA Ombudsman. CFPB complaint was previously filed earlier this month, this complaint includes substantially more background. Complaints also submitted to XXXX, OIG, and MA Attorney General Student Loan Ombudsman.

Frequently Asked Questions

What is Complaint #7587197 about?

Complaint #7587197 was filed against Edfinancial Services regarding Student loan specifically about Dealing with your lender or servicer. It was received by the CFPB on 2023-09-21T12:00:00-05:00.

How did Edfinancial Services respond to this complaint?

The company responded with: "Closed with explanation". The response was not timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Student loan) and describe your issue in detail.

Can I see other complaints against Edfinancial Services?

Yes, visit the Edfinancial Services company profile at readthecomplaint.com/company/edfinancial-services to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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