Checking or savings account -- Opening an account -- Complaint #7581302
Complaint Overview
Complaint ID: 7581302
Company: Chime Financial INC
Product: Checking or savings account
Sub-Product: Checking account
Issue: Opening an account
Sub-Issue: Account opened without my consent or knowledge
State: California
ZIP Code: 92627
Date Received: 2023-09-20T12:00:00-05:00
Date Sent to Company: 2023-09-20T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I recieved a debit card in the mail from Chime ( XXXX XXXX XXXX XXXX FDIC ), I did not open a bank account with this company nor did I request a card. I called them and requested that my account be immediately closed, provided them the card number on the card they sent to me- they requested my personal information which I would not provide, they said they could not help me unless I provided it. It appears either this company is a scam or they are enabling fraudsters to steal personal information.
Frequently Asked Questions
What is Complaint #7581302 about?
Complaint #7581302 was filed against Chime Financial INC regarding Checking or savings account specifically about Opening an account. It was received by the CFPB on 2023-09-20T12:00:00-05:00.
How did Chime Financial INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.
Can I see other complaints against Chime Financial INC?
Yes, visit the Chime Financial INC company profile at readthecomplaint.com/company/chime-financial-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.