Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #7568605

Complaint Overview

Complaint ID: 7568605

Company: Experian Information Solutions INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Reporting company used your report improperly

State: Missouri

ZIP Code: 63136

Date Received: 2023-09-18T12:00:00-05:00

Date Sent to Company: 2023-09-18T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Dating back to XX/XX/2023 I submitted a dispute through the creditor Experian and the Consumer Financial Protection Bureau, at that time i was disputing the improper use of my credit report based upon 15 usc 1681 Permissible Purpose. Ive shown how they have improperly used my report, reporting erroneous negative information causing my credibility to be questioned and at times denied. Can you please advise them to do whats right and remove these errors as I will seek Litigations if not removed promptly. I have sent NUMEROUS request to have this done and now it has reached an advanced stage past the recommended allocated time.

Frequently Asked Questions

What is Complaint #7568605 about?

Complaint #7568605 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2023-09-18T12:00:00-05:00.

How did Experian Information Solutions INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Experian Information Solutions INC.?

Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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