Debt collection -- Threatened to contact someone or share information improperly -- Complaint #7563057

Complaint Overview

Complaint ID: 7563057

Company: Collection Services Of Athens, INC.

Product: Debt collection

Sub-Product: Other debt

Issue: Threatened to contact someone or share information improperly

Sub-Issue: Talked to a third-party about your debt

State: Georgia

ZIP Code: 30157

Date Received: 2023-09-17T12:00:00-05:00

Date Sent to Company: 2023-10-11T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: No

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XX/XX/2023 I sent a letter in accordance to 1692g of the FDCPA requesting Debt Validation to this company Collection Company Of Athens Reporting to my consumer report, as of XXXX this company has failed to respond to my letter with proper validation of the alleged debt but continues to report to my consumer report. Not only is this illegal but this is a form of extortion. And this sheds a negative light on my creditworthiness, credit standing, credit capacity, character, and general reputation. Here is the tracking info to prove that this letter was sent XXXX.

Frequently Asked Questions

What is Complaint #7563057 about?

Complaint #7563057 was filed against Collection Services Of Athens, INC. regarding Debt collection specifically about Threatened to contact someone or share information improperly. It was received by the CFPB on 2023-09-17T12:00:00-05:00.

How did Collection Services Of Athens, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was not timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Collection Services Of Athens, INC.?

Yes, visit the Collection Services Of Athens, INC. company profile at readthecomplaint.com/company/collection-services-of-athens-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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