Debt collection -- Written notification about debt -- Complaint #7560139
Complaint Overview
Complaint ID: 7560139
Company: Ccs Financial Services, INC.
Product: Debt collection
Sub-Product: I do not know
Issue: Written notification about debt
Sub-Issue: Didn't receive notice of right to dispute
State: Texas
ZIP Code: 75010
Date Received: 2023-09-16T12:00:00-05:00
Date Sent to Company: 2023-09-16T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I just received an alert that a new account was added to my credit reports as a collection from a place I never received any type of notice from nor am I aware of this debt. They have caused a decrease in my XXXX XXXX and it is damaging my credit to where it's causing harm to my profile and may prevent me from receiving new credit. I don't feel this company is even authorized to collect or bonded in the state of Texas and may have just found info anywhere and places it on my credit. Nothing is verified nor did I receive any type of notification regarding this info in which they have placed on my credit reports.
Frequently Asked Questions
What is Complaint #7560139 about?
Complaint #7560139 was filed against Ccs Financial Services, INC. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2023-09-16T12:00:00-05:00.
How did Ccs Financial Services, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Ccs Financial Services, INC.?
Yes, visit the Ccs Financial Services, INC. company profile at readthecomplaint.com/company/ccs-financial-services-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.