Credit card -- Problem with a purchase shown on your statement -- Complaint #7533312

Complaint Overview

Complaint ID: 7533312

Company: Wells Fargo & Company

Product: Credit card

Sub-Product: Store credit card

Issue: Problem with a purchase shown on your statement

Sub-Issue: Card was charged for something you did not purchase with the card

State: Texas

ZIP Code: 75254

Date Received: 2023-09-11T12:00:00-05:00

Date Sent to Company: 2023-09-11T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Though I opened the credit line at Dillards store, with forced promotions, I did a purchase with this line only the day of opening. Then after a bunch of transactions were made on this account without my knowledge. My credit limit was {$300.00} when I opened it, then after changed to {$900.00}. And it says only in store purchase. I didnt even received my credit card. As I seen from the sent statement to me, about {$7800.00} was used within a month. I called my creditor multiple times after I received alert that my credit had charged with multiple transactions. When I called them even they couldnt pull out my account with my phone number, except with my social security numbers. Though I disputed multiple times I do not see any changes on my credit report.

Frequently Asked Questions

What is Complaint #7533312 about?

Complaint #7533312 was filed against Wells Fargo & Company regarding Credit card specifically about Problem with a purchase shown on your statement. It was received by the CFPB on 2023-09-11T12:00:00-05:00.

How did Wells Fargo & Company respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Wells Fargo & Company?

Yes, visit the Wells Fargo & Company company profile at readthecomplaint.com/company/wells-fargo-company to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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