Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #7533143
Complaint Overview
Complaint ID: 7533143
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Other personal consumer report
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Georgia
ZIP Code: 306XX
Date Received: 2023-09-11T12:00:00-05:00
Date Sent to Company: 2023-09-11T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This Notice of Dispute is to Notify the Consumer Financial Protection Bureau of the illegal and Deceptive Conduct and Practices Experian, XXXX And XXXX are engaged in. Ive sent several Notices certified Mail and they Keep denying my Request without documentation and Proof of My Authorization of The Said Accounts/Tradelines. [ XXXX XXXX, Not Authorized to Furnish Any Information Regarding any Alleged Accounts or Tradelines Under the Gramm-Leach-Bliley Act ( Privacy of Consumer Financial Information ) Viewing section Title V, Subtitle A of the Gramm-Leach-Bliley Act ( GLBA ) 1 governs the treatment of nonpublic personal information about consumers by financial institutions. ] XXXX XXXX is a Financial Corporation Shared Information to an Nonaffiliated Third Party. [ A financial institution must provide notice of its privacy policies and practices, and allow the consumer to opt out of the disclosure of the consumers nonpublic personal in- formation to a nonaffiliated third party if the disclosure is outside of the exceptions in sections 13, 14, or 15 of the regulation. ] They Failed to provide Proper Disclosure of OPTING OUT. Im Expressing Major Concerns with how Experian and XXXX and XXXX Has Handled this Matter. They Failed to Verify With me any Noncompliance and Non-Public Information Sharing to my Consumer Files [ XXXX XXXX XXXX has Furnished Income to the CRAs Which Doesnt Get Furnished due to it being Income I have filed all the Documents To the IRS and Comptroller of Currency Because of the Fraudulent Transaction They are tying to Avoid Taxes. This Notice is for the Immediate Deletion of the Above Accounts ( XXXX XXXX Invalid Account ) ( XXXX XXXXXXXX XXXX Invalid Account ) ; ( XXXX XXXX XXXX Invalid account ) I Authorize the Consumer Financial Protection bureau to Delete and Block these Fraudulent Accounts from Experian, XXXX and XXXX immediately. Failure to do will Result in Fines and Penalties under Federal Law. I Also Request All Methods they used/Use to Protect my Privacy. XXXX a Repeat offender Fails to Deliver Methods of Validation as Stated in ( Case : XXXX Document # : 1 ) I feel that my information isnt safe with XXXX. XXXX as well as Stated in ( XXXX XXXX ) See all attachments For Inquiries to be Deleted
Frequently Asked Questions
What is Complaint #7533143 about?
Complaint #7533143 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2023-09-11T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.