Credit card -- Struggling to pay your bill -- Complaint #7528373
Complaint Overview
Complaint ID: 7528373
Company: Capital One Financial Corporation
Product: Credit card
Sub-Product: General-purpose credit card or charge card
Issue: Struggling to pay your bill
Sub-Issue: Problem lowering your monthly payments
State: Alabama
ZIP Code: 367XX
Date Received: 2023-09-10T12:00:00-05:00
Date Sent to Company: 2023-09-28T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This is a billing error I the consumer have become conscious of with CapitolXXXX. I natural living person, I come with clean hands and good faith, UCC 1-304 ) I the consumer have entered into a contract with CapitolXXXX XXXX XXXX XXXX XXXX # XXXX, billing error balance XXXX dollars, CapitolXXXX XXXXXXXX XXXX XXXX XXXX # XXXX billing error balance XXXX, and capitalXXXX XXXX XXXX XXXX XXXX, # XXXX billing error amount XXXX, I Unconsciously knowing all bills are prepaid, according to United States government pledged to pay debts 31-USC 3123. We are presently under the banking act of 1933. UCC-9-307 ( H ) There are no Lawful money of substance in our economy, there is nothing to back Federal Reserves Notes 31 USC 5118 ) I have been volunteering paying debts, therefore I would like CapitolXXXX to leave all accounts open active and in good standing, Therefore I know I can't pay debt with debt. It's unlawful.
Frequently Asked Questions
What is Complaint #7528373 about?
Complaint #7528373 was filed against Capital One Financial Corporation regarding Credit card specifically about Struggling to pay your bill. It was received by the CFPB on 2023-09-10T12:00:00-05:00.
How did Capital One Financial Corporation respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.
Can I see other complaints against Capital One Financial Corporation?
Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.