Debt collection -- Attempts to collect debt not owed -- Complaint #7527457
Complaint Overview
Complaint ID: 7527457
Company: Monterey Financial Services LLC
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Texas
ZIP Code: 78573
Date Received: 2023-09-10T12:00:00-05:00
Date Sent to Company: 2023-09-10T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This is a joint account that I am not aware of. I called the company to get a contract for this account. The company refused to give me any information. The company told me if I gave them {$11000.00}, they would reinstate me and delete this from my credit.
Frequently Asked Questions
What is Complaint #7527457 about?
Complaint #7527457 was filed against Monterey Financial Services LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-09-10T12:00:00-05:00.
How did Monterey Financial Services LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Monterey Financial Services LLC?
Yes, visit the Monterey Financial Services LLC company profile at readthecomplaint.com/company/monterey-financial-services-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.