Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #7523047
Complaint Overview
Complaint ID: 7523047
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: Massachusetts
ZIP Code: 01844
Date Received: 2023-09-08T12:00:00-05:00
Date Sent to Company: 2023-09-08T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to formally dispute and request corrections for inaccurate information on my Equifax credit report, as per the Fair Credit Reporting Act ( FCRA ). On XX/XX/XXXX, I contacted Equifax regarding the following incorrect information on my credit report. To this date, Equifax has not responded. Below are the details of the inaccurate information and the necessary corrections : The following account is not mine : Creditor : XXXX, XXXX. Account Number : XXXX Open Date : XX/XX/XXXX Credit Limit : {$900.00} Action Required : Please remove this account from my credit report. You are reporting the XXXX XXXX XXXX XXXX account incorrectly : Date Opened : XX/XX/XXXX Balance : {$2300.00} Past Due : [ Remove this ] Action Required : Adjust the reported balance to reflect the correct amount ( lower than {$2300.00} ). Remove the Past Due information. Mark this account as disputed until the dispute is resolved with the creditor. The information indicated on the DIGITAL FED CREDIT UNI account is imprecise : Date Opened : XX/XX/XXXX Balance : {$680.00} Past Due : [ Remove this ] Action Required : Adjust the reported balance to reflect the correct amount ( lower than {$680.00} ). Remove the Past Due information. Mark this account as disputed until the dispute is resolved with the creditor. I require that you verify the account identified as XXXX XXXX : Date Opened : XX/XX/XXXX Balance : {$6300.00} Past Due : [ Remove this ] Action Required : Verify and correct the reported balance to reflect the accurate amount. Remove the Past Due information. Mark this account as disputed while I resolve my dispute with the creditor. Verify the Date Opened, Date of Status, and First Reported.
Frequently Asked Questions
What is Complaint #7523047 about?
Complaint #7523047 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2023-09-08T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.