Debt collection -- Attempts to collect debt not owed -- Complaint #7522058

Complaint Overview

Complaint ID: 7522058

Company: Atg Credit, LLC

Product: Debt collection

Sub-Product: Other debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was result of identity theft

State: Georgia

ZIP Code: 30038

Date Received: 2023-09-08T12:00:00-05:00

Date Sent to Company: 2023-09-09T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I've reported the original creditor which was time payment and it was taken off and then they have sold it to a multiple collections companies and I have to keep fighting them. Atg was the last collection company and I had it removed. Atg has proceeded to change the amount to add this identity theft collection back to my credit profile. I don't know what type of account this is and I've asked several times for proof of what type of account this is and the only thing they send me is a payment schedule they don't tell me what kind of collection is this. I don't know if it's a credit card a loan I'm not for sure.

Frequently Asked Questions

What is Complaint #7522058 about?

Complaint #7522058 was filed against Atg Credit, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-09-08T12:00:00-05:00.

How did Atg Credit, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Atg Credit, LLC?

Yes, visit the Atg Credit, LLC company profile at readthecomplaint.com/company/atg-credit-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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