Debt collection -- Attempts to collect debt not owed -- Complaint #7517509

Complaint Overview

Complaint ID: 7517509

Company: National Credit Adjusters, LLC

Product: Debt collection

Sub-Product: I do not know

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was result of identity theft

State: Arizona

ZIP Code: 856XX

Date Received: 2023-09-07T12:00:00-05:00

Date Sent to Company: 2023-09-07T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Received a written debt collection on XX/XX/XXXX ( NCA, LLC ), asked what it was for XX/XX/XXXX, written. Received response back XX/XX/XXXX with an original loan with XXXX XXXX XXXX XXXX XXXXXXXX. Loan was docusigned, my name and address, unknown email address. Loan No. XXXX for {$1100.00} owing now {$2000.00} to National Credit Adjusters , LLC XXXX XXXXXXXX XXXX XXXX. Responded not mine XX/XX/XXXX. Guess I didn't get the legal language correct. Reported as bad credit XX/XX/XXXX by NCA, LLC. Payment account was to be : routing XXXX, account XXXX XXXX. Not mine.

Frequently Asked Questions

What is Complaint #7517509 about?

Complaint #7517509 was filed against National Credit Adjusters, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-09-07T12:00:00-05:00.

How did National Credit Adjusters, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against National Credit Adjusters, LLC?

Yes, visit the National Credit Adjusters, LLC company profile at readthecomplaint.com/company/national-credit-adjusters-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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