Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #7512050
Complaint Overview
Complaint ID: 7512050
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Illinois
ZIP Code: 60651
Date Received: 2023-09-06T12:00:00-05:00
Date Sent to Company: 2023-09-06T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I disputed fraudulent inquiries with Equifax in XX/XX/2023, XX/XX/2023, and XX/XX/2023. I have sent 3 rounds of letters. Equifax sent a letter dated XX/XX/2023 with the confirmation number XXXX stating that the unauthorized fraudulent inquiries have been deleted from my report. Yet, when I check my report today, the inquiries are still their. Equifax is purposely stalling and ignoring my dispute letters and have failed to delete the unauthorized fraudulent inquiries. They continue to report false information on my credit report. The inquiries that I have listed in my letters are in violation of 15 USC 1681b permissible purpose. I did not give permission for the creditors to pull my credit and have not applied for services with these lenders.
Frequently Asked Questions
What is Complaint #7512050 about?
Complaint #7512050 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2023-09-06T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.