Debt collection -- Attempts to collect debt not owed -- Complaint #7504786
Complaint Overview
Complaint ID: 7504786
Company: Commercial Acceptance Company
Product: Debt collection
Sub-Product: Medical debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Pennsylvania
ZIP Code: 158XX
Date Received: 2023-09-05T12:00:00-05:00
Date Sent to Company: 2023-09-05T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Commercial Acceptance bought my SSN and DOB, ILLEGALLY FROM XXXX XXXX WITHOUTH MY KNOWLEDGE NOR CONSENT. AND THEN USED STOLEN MY PERSONAL IDENTITY TO PLACE A DEBT COLLECTION ON MY CONSUMER REPORT. FURTHERMORE, THEY SOLD MY PERSONAL IDENTITY IDENTIFIERS TO XXXX XXXX. THEY PURCHASED MY INFO BACK AND THEN PLACED THE SAME DEBT WITH MORE INTEREST ONTO MY CREDIT PROFILE. I WANT THE CFPB TO PROSECUTE COMMERCIAL ACCEPTANCE FOR VIOLATING UNFAIR PRACTICES IN COMMERCE AND FOR IDENTITY THEFT, AND SELLING MY IDENTITY to XXXX.
Frequently Asked Questions
What is Complaint #7504786 about?
Complaint #7504786 was filed against Commercial Acceptance Company regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-09-05T12:00:00-05:00.
How did Commercial Acceptance Company respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Commercial Acceptance Company?
Yes, visit the Commercial Acceptance Company company profile at readthecomplaint.com/company/commercial-acceptance-company to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.