Credit card -- Getting a credit card -- Complaint #7504682
Complaint Overview
Complaint ID: 7504682
Company: Chime Financial INC
Product: Credit card
Sub-Product: General-purpose credit card or charge card
Issue: Getting a credit card
Sub-Issue: Card opened without my consent or knowledge
State: North Carolina
ZIP Code: 27587
Date Received: 2023-09-05T12:00:00-05:00
Date Sent to Company: 2023-09-05T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I received emails the last week of XX/XX/2023 saying that I had set up a Chime bank account, set up direct deposit under a band account number I do not recognize, and a XXXX XXXX XXXX was opened and sent to my address. I assume this is a case of identity theft since I did not do this. I was able to close the Chime bank account, but I am now a victim of identity theft. I assume someone used my personal information to do this and want to report it.
Frequently Asked Questions
What is Complaint #7504682 about?
Complaint #7504682 was filed against Chime Financial INC regarding Credit card specifically about Getting a credit card. It was received by the CFPB on 2023-09-05T12:00:00-05:00.
How did Chime Financial INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.
Can I see other complaints against Chime Financial INC?
Yes, visit the Chime Financial INC company profile at readthecomplaint.com/company/chime-financial-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.