Student loan -- Incorrect information on your report -- Complaint #7495203

Complaint Overview

Complaint ID: 7495203

Company: Edfinancial Services

Product: Student loan

Sub-Product: Federal student loan servicing

Issue: Incorrect information on your report

Sub-Issue: Account information incorrect

State: North Carolina

ZIP Code: 28210

Date Received: 2023-09-03T12:00:00-05:00

Date Sent to Company: 2023-09-03T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: No

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I just pulled a credit report from XXXX that was generated on XXXX I paid all of the EdFinancial balances off in XXXX XXXX However, all of the balances from EdFinancial are showing last updated as of XX/XX/XXXX and are still open. Now that we are going into XXXX, I believe they should be accurately updating and reporting the status of my balances. Especially since the payments on student loans are starting again soon, I do not want a chance to get marked as late payment because they are fully paid off, I have no need to make payments. Thank you, XXXX

Frequently Asked Questions

What is Complaint #7495203 about?

Complaint #7495203 was filed against Edfinancial Services regarding Student loan specifically about Incorrect information on your report. It was received by the CFPB on 2023-09-03T12:00:00-05:00.

How did Edfinancial Services respond to this complaint?

The company responded with: "Closed with explanation". The response was not timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Student loan) and describe your issue in detail.

Can I see other complaints against Edfinancial Services?

Yes, visit the Edfinancial Services company profile at readthecomplaint.com/company/edfinancial-services to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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