Mortgage -- Improper use of your report -- Complaint #7489956
Complaint Overview
Complaint ID: 7489956
Company: Village Capital & Investment LLC
Product: Mortgage
Sub-Product: VA mortgage
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Florida
ZIP Code: 322XX
Date Received: 2023-09-01T12:00:00-05:00
Date Sent to Company: 2023-09-01T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
I am no longer a customer of Village Capital and therefore Village Capital should not continue to report to my consumer report. In accordance with 15 U.S. Code 6803 ( a ) ( 2 ) At the time of establishing a customer relationship with a consumer and not less than annually during the continuation of such relationship, a financial institution shall provide a clear and conspicuous disclosure to such consumer, in writing or in electronic form or other form permitted by the regulations prescribed under section 6804 of this title, of such financial institutions policies and practices with respect to disclosing nonpublic personal information of persons who have ceased to be customers of the financial institution
Frequently Asked Questions
What is Complaint #7489956 about?
Complaint #7489956 was filed against Village Capital & Investment LLC regarding Mortgage specifically about Improper use of your report. It was received by the CFPB on 2023-09-01T12:00:00-05:00.
How did Village Capital & Investment LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Mortgage) and describe your issue in detail.
Can I see other complaints against Village Capital & Investment LLC?
Yes, visit the Village Capital & Investment LLC company profile at readthecomplaint.com/company/village-capital-investment-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.