Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #7489650
Complaint Overview
Complaint ID: 7489650
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Public record information inaccurate
State: Arizona
ZIP Code: 85323
Date Received: 2023-09-01T12:00:00-05:00
Date Sent to Company: 2023-09-01T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Arizona XXXX Date of Birth : XX/XX/XXXX SS # : XXXX Dear Sir/Madam, I hope this letter finds you in good health. I am writing to formally dispute several items on my credit report, and I kindly request the enforcement of my legal rights under the Fair Credit Reporting Act ( FCRA ). The inaccuracies in my credit report have had a profound and deeply emotional impact on my life, affecting my financial stability, emotional well-being, and overall quality of life. XXXX XXXX Bankruptcy : XXXX XXXX : XXXX Violation : Reporting inaccurate information on my credit report. Relevant Laws : FCRA Section 1681s-2 ( a ) : Requires credit reporting agencies to maintain accurate information and investigate disputes. Unauthorized Credit Inquiries : Violation : Unauthorized credit inquiries. The following creditors made unauthorized credit inquiries, violating my privacy and causing unnecessary XXXX XXXX XXXX ( Date of inquiry : XX/XX/XXXX ) I do not remember authorizing this inquiry. Since it might be fraudulent I want it removed from my credit report IMMEDIATELY! XXXX XXXX ( Date of inquiry : XX/XX/XXXX ) I do not remember authorizing this inquiry. Since it might be fraudulent I want it removed from my credit report IMMEDIATELY! XXXX ( Date of inquiry : XX/XX/XXXX ) I do not remember authorizing this inquiry. Since it might be fraudulent I want it removed from my credit report IMMEDIATELY! XXXX XXXX ( Date of inquiry : XX/XX/XXXX ) I do not remember authorizing this inquiry. Since it might be fraudulent I want it removed from my credit report IMMEDIATELY! XXXX XXXX ( Date of inquiry : XX/XX/XXXX ) I do not remember authorizing this inquiry. Since it might be fraudulent I want it removed from my credit report IMMEDIATELY! XXXX ( Date of inquiry : XX/XX/XXXX ) I do not remember authorizing this inquiry. Since it might be fraudulent I want it removed from my credit report IMMEDIATELY! XXXX XXXX ( Date of inquiry : XX/XX/XXXX ) I do not remember authorizing this inquiry. Since it might be fraudulent I want it removed from my credit report IMMEDIATELY! XXXX ( Date of inquiry : XX/XX/XXXX ) I do not remember authorizing this inquiry. Since it might be fraudulent I want it removed from my credit report IMMEDIATELY! XXXX XXXX ( Date of inquiry : XX/XX/XXXX ) I do not remember authorizing this inquiry. Since it might be fraudulent I want it removed from my credit report IMMEDIATELY! XXXX XXXX ( Date of inquiry : XX/XX/XXXX ) I do not remember authorizing this inquiry. Since it might be fraudulent I want it removed from my credit report IMMEDIATELY! XXXX XXXX ( Date of inquiry : XX/XX/XXXX ) I do not remember authorizing this inquiry. Since it might be fraudulent I want it removed from my credit report IMMEDIATELY! XXXX XXXX ( Date of inquiry : XX/XX/XXXX ) I do not remember authorizing this inquiry. Since it might be fraudulent I want it removed from my credit report IMMEDIATELY! XXXX XXXX ( Date of inquiry : XX/XX/XXXX ) I do not remember authorizing this inquiry. Since it might be fraudulent I want it removed from my credit report IMMEDIATELY! XXXX ( Date of inquiry : XX/XX/XXXX ) I do not remember authorizing this inquiry. Since it might be fraudulent I want it removed from my credit report IMMEDIATELY! XXXX XXXX ( Date of inquiry : XX/XX/XXXX ) I do not remember authorizing this inquiry. Since it might be fraudulent I want it removed from my credit report IMMEDIATELY! XXXX ( Date of inquiry : XX/XX/XXXX ) I do not remember authorizing this inquiry. Since it might be fraudulent I want it removed from my credit report IMMEDIATELY! XXXX XXXX ( Date of inquiry : XX/XX/XXXX ) I do not remember authorizing this inquiry. Since it might be fraudulent I want it removed from my credit report IMMEDIATELY! XXXX XXXX XXXX ( Date of inquiry : XX/XX/XXXX ) I do not remember authorizing this inquiry. Since it might be fraudulent I want it removed from my credit report IMMEDIATELY! XXXX XXXX ( Date of inquiry : XX/XX/XXXX ) I do not remember authorizing this inquiry. Since it might be fraudulent I want it removed from my credit report IMMEDIATELY! XXXX XXXX ( Date of inquiry : XX/XX/XXXX ) I do not remember authorizing this inquiry. Since it might be fraudulent I want it removed from my credit report IMMEDIATELY! XXXX XXXX ( Date of inquiry : XX/XX/XXXX ) I do not remember authorizing this inquiry. Since it might be fraudulent I want it removed from my credit report IMMEDIATELY! XXXX XXXX ( Date of inquiry : XX/XX/XXXX ) I do not remember authorizing this inquiry. Since it might be fraudulent I want it removed from my credit report IMMEDIATELY! XXXX XXXX ( Date of inquiry : XX/XX/XXXX ) I do not remember authorizing this inquiry. Since it might be fraudulent I want it removed from my credit report IMMEDIATELY! XXXX XXXX ( Date of inquiry : XX/XX/XXXX ) I do not remember authorizing this inquiry. Since it might be fraudulent I want it removed from my credit report IMMEDIATELY! Relevant Laws : FCRA Section 1681b : Outlines permissible purposes for accessing a consumer 's credit report. FCRA Section 1681n : Allows consumers to seek damages for willful violations of the FCRA. Questionable Account with XXXX : Violation : Reporting questionable account information. Account Number : XXXX Relevant Laws : FCRA may apply to issues related to the accuracy of reported account information. Inaccurate Reporting for XXXX XXXX : Violation : Reporting inaccurate payment history. Account Number : XXXX Relevant Laws : FCRA Section 1681s-2 ( a ) : Requires credit reporting agencies to maintain accurate information and investigate disputes. Incorrect Personal Information : Violation : Reporting incorrect personal information. Incorrect Address : XXXX XXXX XXXX XXXX, XXXX, AZ XXXX Correct Address : [ Your Correct Address ] Relevant Laws : FCRA Section 1681s-2 ( a ) : Requires credit reporting agencies to maintain accurate information and investigate disputes. In light of the emotional and financial toll these inaccuracies have taken on my life, I kindly request the following actions : Enforce Legal Rights : I ask the Consumer Financial Protection Bureau to diligently investigate these violations of the FCRA and any other relevant laws. It is my hope that the CFPB can ensure that my rights under these laws are fully enforced. Removal of Unverified Accounts : I implore the creditors listed above to promptly and completely remove the unverified and inaccurate accounts from my credit report. These accounts have caused undue hardship, and their presence has hindered my ability to secure financial stability and move forward with my life. I would like to express my sincere gratitude for your attention to this matter. These inaccuracies have taken an immeasurable toll on my life, and I hope that the CFPB can help rectify this situation so that I may rebuild my financial well-being and regain control of my future. Thank you for your time and consideration. Sincerely, XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #7489650 about?
Complaint #7489650 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2023-09-01T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.