Debt collection -- Written notification about debt -- Complaint #7479712

Complaint Overview

Complaint ID: 7479712

Company: Westlake Services, LLC

Product: Debt collection

Sub-Product: Auto debt

Issue: Written notification about debt

Sub-Issue: Didn't receive enough information to verify debt

State: Georgia

ZIP Code: 31206

Date Received: 2023-08-30T12:00:00-05:00

Date Sent to Company: 2023-08-30T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I reached out to Westlake Portfolio Management via US mail on XX/XX/2023 requesting a debt validation for a debt resulting in a car loan. Westlake reached out to me numerous times regarding the alleged debt requesting payment even after the receiving the requested information. I was contacted via phone, email and US mail stating that if a payment was not received then they would be forced to take further action. It is now XXXX XXXX and I have not received the debt validation but they are now reporting on my credit.

Frequently Asked Questions

What is Complaint #7479712 about?

Complaint #7479712 was filed against Westlake Services, LLC regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2023-08-30T12:00:00-05:00.

How did Westlake Services, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Westlake Services, LLC?

Yes, visit the Westlake Services, LLC company profile at readthecomplaint.com/company/westlake-services-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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